NANCY W. STANLEY, DPT
90-Day Weight Loss & Strength Training Challenge
Terms of Service & Privacy Policy
Effective Date: June 2026

PART 1 — TERMS OF SERVICE

1. Agreement to Terms
   By enrolling in the 90-Day Weight Loss & Strength Training Challenge (the "Program") offered by Nancy W. Stanley, DPT ("Coach," "I," or "me"), you ("Client") agree to be bound by these Terms of Service. Please read them carefully before completing your enrollment. If you do not agree, please do not enroll.
2. Program Description
   The 90-Day Weight Loss & Strength Training Challenge is a virtual group coaching program designed for women over 40 who want to lose weight, build strength, and transform their health. The Program includes, but is not limited to:

• Virtual coaching sessions and live training calls
• Customized nutrition guidance centered on protein as a metabolic activator
• Strength training instruction and programming
• Faith-based encouragement and community support
• Email support and accountability check-ins
• Access to program materials, videos, and resources

Program content is delivered through Kajabi and Facebook. A stable internet connection is required to participate.

3. Enrollment & Payment
   Program Investment: Full Pay: $1,200 (one-time payment) or Payment Plan: 3 payments of $435 (charged every 30 days).

Fast-Action Bonus: The first 10 clients to enroll receive monthly 1:1 accountability calls with Dr. Nancy as a bonus. This bonus is awarded based on enrollment order and is not guaranteed after the first 10 spots are filled.

Program Capacity: This Program is intentionally capped at 20 participants to ensure a high level of personal attention. Enrollment is first-come, first-served. Once 20 spots are filled, enrollment will close.

4. Refund & Cancellation Policy
   Due to the digital nature of program materials and the limited enrollment cap, all sales are final. No refunds will be issued after enrollment is complete.

If you are on a payment plan and fail to make a scheduled payment, your access to program materials and coaching sessions may be suspended until your account is brought current. Repeated non-payment may result in removal from the Program without a refund of amounts already paid.

If you have questions or concerns about your investment before enrolling, please contact me at nancy@drnancystanley.com or text 912-293-1427.

5. Health Disclaimer & Medical Advice
   I am a licensed Doctor of Physical Therapy (DPT) with 48 years of clinical experience. However, the information, coaching, and content provided in this Program are for educational and motivational purposes only and do not constitute medical advice, diagnosis, or treatment.

Before beginning any new exercise or nutrition program, you should consult with your personal physician or qualified healthcare provider, especially if you have any pre-existing medical conditions, injuries, or concerns. By enrolling, you represent that you have obtained (or chosen to waive) any necessary medical clearance.

You agree to listen to your body and immediately stop any activity that causes pain, dizziness, or discomfort, and to seek appropriate medical care when needed. I am not liable for any injury, illness, or adverse health outcome that may result from participation in the Program.

6. Results Disclaimer
   Results from this Program will vary based on individual factors including your starting point, commitment level, consistency with nutrition and exercise, sleep habits, stress levels, and overall health. Testimonials or success stories shared in connection with this Program represent individual experiences and are not guarantees of results. I make no promise that you will achieve any specific outcome.
7. Intellectual Property
   All Program materials — including videos, written content, worksheets, scripts, and other resources — are the exclusive intellectual property of Nancy W. Stanley, DPT. You are granted a personal, non-transferable license to use these materials for your own participation in the Program. You may not reproduce, share, sell, distribute, or use any Program materials for commercial purposes without my express written permission.
8. Client Responsibilities
   As a Client, you agree to:

• Show up consistently and engage with the Program content and community
• Treat fellow participants and the coaching team with kindness and respect
• Take responsibility for your own health, safety, and outcomes
• Complete payments on schedule if on a payment plan
• Not share your program login credentials with others

9. Faith & Community Values
   This Program integrates Christian faith as a core pillar of coaching. Scripture, prayer, and spiritual encouragement are woven throughout the content. Participation is open to women of all backgrounds; however, you should be aware that faith-based content is a regular part of the experience. Our community is a place of encouragement, grace, and positivity. Disrespectful, harmful, or disruptive behavior toward other participants or staff will result in removal from the Program.
10. Limitation of Liability
    To the fullest extent permitted by law, Nancy W. Stanley, DPT shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your participation in the Program, use of program materials, or any health outcome connected to the Program. My total liability to you for any claim shall not exceed the amount you paid for the Program.
11. Governing Law
    These Terms shall be governed by and construed in accordance with the laws of the State of Georgia. Any disputes arising under these Terms shall be resolved in the courts of Toombs County, Georgia.
12. Contact Information
    Email: nancy@drnancystanley.com
    Phone/Text: 912-293-1427
    Website: drnancystanley.com

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PART 2 — PRIVACY POLICY

1. Introduction
   Your privacy matters to me. This Privacy Policy explains how I, Nancy W. Stanley, DPT, collect, use, and protect your personal information when you enroll in the 90-Day Weight Loss & Strength Training Challenge or interact with my coaching business.
2. Information I Collect
   Information You Provide: When you enroll or contact me, I may collect your full name and email address, phone number, payment information (processed securely through third-party payment processors; I do not store your full card details), health information you voluntarily share, and personal communications via email, text, or coaching calls.

Information Collected Automatically: Through my website and Kajabi platform, I or my service providers may automatically collect IP address and device type, pages visited and time spent on site, and email open and click rates.

3. How I Use Your Information
   I use your information to deliver the Program content and coaching services, communicate with you about your progress and scheduling, process your payments, send you encouraging emails and relevant health content (you may unsubscribe at any time), improve my programs and services, and comply with legal obligations.

I do not sell your personal information to third parties. Ever.

4. Third-Party Services
   To deliver this Program, I use Kajabi for course hosting and email delivery, Facebook for community group and live sessions, and a payment processor (e.g., Stripe or PayPal) for secure payment handling. Each platform has its own privacy policy. I am not responsible for the privacy practices of third-party services.
5. Health Information
   Any health-related information you share with me in the course of coaching is treated with the utmost confidentiality. This information is used solely to provide personalized coaching guidance and is never shared with third parties without your explicit consent, except as required by law.

Please note: This Program does not constitute a clinical therapeutic relationship and does not create a patient-provider relationship subject to HIPAA. However, I am committed to treating your personal health information with the same level of care and respect.

6. Data Security
   I take reasonable precautions to protect your personal information from unauthorized access, loss, or misuse. All payment processing is handled through encrypted, PCI-compliant third-party processors. Program access is protected by individual login credentials through Kajabi. While I strive to protect your information, no data transmission over the internet can be guaranteed 100% secure.
7. Your Rights
   You have the right to request access to the personal information I hold about you, request correction of inaccurate information, request deletion of your information (subject to legal record-keeping requirements), and unsubscribe from marketing emails at any time. To exercise any of these rights, contact me at nancy@drnancystanley.com or text 912-293-1427.
8. Data Retention
   I retain client information for as long as necessary to provide services and fulfill legal and financial record-keeping obligations. If you request deletion of your data, I will comply to the extent permitted by law and my business obligations.
9. Children's Privacy
   This Program is designed for adult women over 40. I do not knowingly collect personal information from individuals under the age of 18. If you believe a minor has provided information to me, please contact me immediately.
10. Updates to This Policy
    I may update this Privacy Policy from time to time. Any changes will be communicated via email to enrolled clients and will be effective upon posting. Continued participation in the Program after an update constitutes your acceptance of the revised policy.
11. Contact & Questions
    Email: nancy@drnancystanley.com
    Phone/Text: 912-293-1427

Thank you for trusting me with your health journey. It is a privilege I take seriously. I believe that God has a plan for your health, your strength, and your future — and I am honored to walk alongside you.

NANCY W. STANLEY, DPT • nancy@drnancystanley.com • 912-293-1427